Get 11% off on Expedia when you spend min. AUD 200 across thousands of hotels globally.

Westpac customers can save an extra 11% on thousands of hotels worldwide. This discount can be applied on top of any sales Expedia is running.

Applies only to stand-alone hotel bookings (not a hotel booking in combination with any other product or offering such as flight + hotel or flight + hotel + car) of a participating hotel made online here that are prepaid at the time of booking dates from 5/2/2020 to 30/4/2020 and for travel dates from 5/2/2019 to 30/09/2020.

Have to click through this specific link:
https://www.expedia.com.au/lp/au-westpachome?siteid=100519

Honestly worst 100K deal around but hey if you have the capacity then go for it.

Alternatively, a much easier card would be the non bundle westpac card (only 80k points though): https://www.westpac.com.au/personal-banking/credit-cards/rew...

Fees are high, you need to get 2 credit cards and the minimum credit limits & spends on both cards are high.
Also unsure if this works if you have existing AMEX card.

Altitude Black Bundle
Essentials
Earn up to 3 Altitude Points or 1.25 Velocity or Qantas Points per $1 spent on eligible purchases in Australia, uncapped6
$349 annual card fees in the first year, $449 thereafter^^
Benefits
All the benefits of the Altitude Black Card
Up to 4 complimentary lounge passes3
Access to Amex Offers and American Express Invites.

Special offer
Earn up to 140,000 bonus Altitude Points or up to 100,000 bonus Velocity or Qantas Points. Minimum spend of $4k on Mastercard, $3k applies on Amex. Conditions apply.^~

All offers start from 17/02/2020

Coffee Club

Get $5 cashback when you spend $15 or more at The Coffee Club (in stores only) Offer ends on 6/4/2020

Important offer conditions: Spend $15 or more in 1 transaction on your Westpac Credit Card by either the primary or secondary cardholder. Only 1 cashback offer per merchant, per card and will be paid into your account within approximately 7 days. Offer is valid in-store only.

Caltex Star Mart and The Foodary

Get $5 cashback when you spend $50 or more at Caltex Star Mart and The Foodary. Offer ends on 22/3/2020

Important offer conditions: Spend $50 or more in 1 transaction on your Westpac Credit Card by either the primary or secondary cardholder. Only 1 cashback offer per merchant, per card and will be paid into your account within approximately 7 days. Offer is valid in-store and at Caltex Star Mart and The Foodary locations only.

KitchenAid

Get $50 cashback when you spend $150 or more at KitchenAid. Offer ends on 1/3/2020

Important offer conditions: Spend $150 or more in 1 transaction on your Westpac Credit Card. Only 1 cashback offer per merchant, per cardholder and will be paid into your account within approximately 7 days. Offer is valid online, excludes department stores, 3rd party websites and clearance outlets.

Noticed this while browsing Westpac rewards. Awesome price for Event cinemas, especially the $8.50 tickets.

Not sure what is meant by the 'restricted' adult in the name of the voucher, I think it’s only because it’s not valid after 5pm certain days (as the unrestricted ticket is valid anytime).
Access via Rewards & Offers on the Westpac banking page. Select Event & Village and scroll down to the Hot Deal tickets.

Product information for the restricted Adult eVoucher:
Valid nationally at Event and Village Cinemas until 31st March 2020
NOT valid after 5pm on Saturday
Not valid for alternate content screenings

Product information for the restricted Adult Gold Class eVoucher:
Valid nationally at Event and Village Cinemas until 31st March 2020
NOT valid after 5pm on Thur, Fri & Sat
NOT valid on public holidays
Not valid for alternate content screenings

Also Super Saver eVoucher available for $12.50 if you need a longer expiry:
NOT valid after 5pm on Thurs, Fri, Sat
NOT valid on Public Holidays.
Minimum purchase of TWO (2) evouchers
Expiry approx 4 - 6 months (From date of purchase)
Valid until the expiry date indicated on the voucher

Also $10 Hoyts eVouchers: https://www.ozbargain.com.au/node/514894

Westpac Offers - Below the Line (not advertised. Link to website says $2k, but "Special Refi Rebate is $3k and extended to 31/3/2020)
Screenshot of announcement: https://imgur.com/a/WHbTMp1.
Updated 2/3/20 - Westpac passed on full 0.25% RBA cut.

Westpac will match and beat if <70%LVR big 4 bank fixed rates (subject to pricing approval)

So at 70%LVR under Advantage package (needs to be <70%LVR, >$500k loan):
(Rates at 80% is +0.1% for both variable and fixed)

2.58% (CPR 3.45%) owner fix 2yr P&I

2.78% (CPR 3.65%) investor fix 2yr P&I

2.88% (CPR 3.75%) investor interest only fix 2yr

Available under Advantage package, can combine with 100% offset on variable. Annual fee $395 waived first year.
Fixed has break costs if closed before expiry. No break costs under variable products.

PLUS

Westpac $3,000 cash rebate PER property refinance. eg. 3 properties = $9,000 bank rebate.

Westpac $2,000 cash rebate for purchases.

PLUS

0.3% Bundle Rebate

In ADDITION to bank rebates, Bundle Home Loans gives a rebate of 0.3% of loan size (net at drawdown) for ANY bank or product, eg:

$400,000 = $1,200 Bundle cash rebate
$700,000 = $2,100 Bundle cash rebate
$1,000,000 = $3,000 Bundle cash rebate

Total Fees NSW & VIC incl GST

https://www.nswlrs.com.au/getattachment/4c30b323-f8a8-4939-b...
https://www.propertyandlandtitles.vic.gov.au/__data/assets/w...

Mortgage discharge fees $143.5 (NSW), $116.80 (VIC)
Transfer/Mortgage Registration fee $143.5 (NSW), $116.80 (VIC)
Title search $14.70 (NSW)
Legal/settlement fee from incoming lender – Approx $100-$350
Discharge admin fee from outgoing lender – Approx $250-$350
Total fees approx $650 - $800 in most cases.

A low fixed rate can still save you more money as you can get an immediate benefit from today.
Always worth doing a calculation for your situation, eg:

If you have an existing loan and your rate is 3.09%, fixing at 2.59% will save you 0.5% each year.
On a $500k loan, that is a saving of $2500 every year.
If you're saving 0.5% and go with a lender giving rebates eg Westpac $6,000 for 2 properties, plus our Bundle Rebate of $1,500, that's a further $7500 in rebates, plus $2,500 interest savings, you are getting a benefit of $10,000 in just one year!

Let me know if we can help.
We have some of the lowest rates, and can get pricing discounts up to 1.9%.
Our policy is to beat any competitor/broker/lending manager with our rates and rebates, so will do whatever it takes to get the best deal for you.

Len
Bundle Property Home Loans
T: (02) 9698 7186
M: 0422354868
E: Loans@bundleproperty.com.au
ACL 445947

Disclaimer:
The information provided is for general education purposes only and is not intended to constitute specialist or personal advice. This has been provided without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the advice to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy.

The nitty-gritty:

Apply for the Westpac Altitude Black card by 5 August 2020, then spend $4,000 or more on eligible purchases within 90 days of new card approval and you'll get the initial 90,000 bonus Velocity Points.
Plus, you'll receive an additional 30,000 bonus Velocity Points after making an eligible purchase in the second year of your account being active.

Uncapped points earn rate: 0.75 Velocity Points per dollar spent on eligible purchases
Annual card fee: $250
Annual Altitude Velocity fee: $50
Minimum credit limit: $15,000
Minimum income required: $75,000

The ANZ Frequent Flyer is definitely a better option albeit Qantas points, but this is worth considering if you've churned through other cards or if you're after Velocity points.

Traditionally, this shall be targetted.

JB HIFI Get $10 cashback when you spend $50 or more.
Start Date: 16/03/20
End Date: 12/04/20

Flight Centre Get $150 cashback when you spend $2,000 or more.
Start Date: 16/03/20
End Date: 01/04/20

Greetings everyone, seems like Westpac has upped this offer today :)

• Apply for the Westpac Altitude Black card and spend $4,000 or more on eligible purchases† within 90 days of new card approval and you'll get the initial 90,000 bonus Qantas Points or velocity Points.
• Plus, you'll receive an additional 30,000 bonus Qantas Points after making the first eligible purchase† in the second year of your card account being active.~

Uncapped points earn rate: 0.75 Qantas or Velocity Points per dollar spent on eligible purchases, uncapped6
Annual card fee: $0 in the first year, $250 thereafter+
Annual rewards program fee: $0 if you choose Altitude Rewards; $50 if you choose Altitude Velocity or Altitude Qantas
Variable purchase rate: 20.49% p.a.
Variable cash advance rate: 21.49% p.a.
Interest free days on purchases: Up to 45
Minimum credit limit: $15,000
Minimum income required: $75,000

Offer excludes customers who hold/held any Westpac Rewards credit card in the last 12 months. New cards only. Offer ends 5th August 2020. T&Cs apply.

If you choose Altitude Rewards you can register your Altitude Black Mastercard to receive 2 complimentary lounge visits per year to use at more than 1000 VIP airport lounges worldwide.
If you choose Altitude Velocity, you just need to provide us with your Velocity Frequent Flyer number and make a direct spend at Virgin Australia each year from your card open date.3 The Virgin Australia domestic lounge passes will then be available in your Velocity Frequent Flyer account within 10 business days, ready for you to enjoy the next time you travel domestically with Virgin Australia.
If you choose Altitude Qantas, you are eligible for 2 Complimentary Invitations per year after you spend on eligible selected Qantas products and services each year using your Altitude Black Mastercard. You must first register and opt in to take advantage of this feature.

Edit: You may need to sign up to a free transaction account or first, reports it's available to existing customers only.

As always, enjoy :)

Under 30? Get $50 with a new Westpac Choice everyday bank account when you apply online or in branch by 30th June 2020, and deposit $500 and make 5 eligible purchases within 30 days. Too easy.

Get $15 cashback when you spend $30 or more at Menulog.

Spend $30 or more in 1 transaction on your Westpac Credit Card by either the primary or secondary cardholder. Only 1 cashback offer per merchant, per card and will be paid into your account within approximately 7 days. Offer is valid online only.

Ok I know what you're thinking - why is this a deal?

It's a great deal for those whom have westpac cards and are impacted by job loss or loss of income as you are effectively getting interest free terms for 3 months.

The support package means that for 3 months (3 statement cycles):

You will not be charged or accrue any interest on new card purchases or cash advances (note cash advance fees will still apply)
You will not be charged or accrue any interest on an existing amount owing on your card
You will not be required to make any repayments.

You can apply for the COVID-19 support package if you:

1. held your credit card account on the 1st January 2020 and
2. ​haven’t applied for hardship assistance on this account, or the account isn’t currently under hardship assistance​ and
3. have been up-to-date with your minimum repayments at some point during the last 90 days and
4. have lost your job or suffered a loss of income as a result of COVID-19.​

• Also applies to St George, Bank SA, Bank of Melbourne (credit to Crownanchor)

Similar deal to one posted earlier this year, except now there is no option for Virgin points. Previously posted deal marked as expired so I have reposted - hope that is ok and not a duplication!
Apple Pay is also now available with Westpac as well.

Card details:
Uncapped points earn rate: 0.75 Qantas Points per dollar spent on eligible purchases, uncapped
Annual card fee: $0 in the first year, $250 thereafter
Annual rewards program fee: $0 if you choose Altitude Rewards; $50 if you choose Altitude Qantas
Variable purchase rate: 20.49% p.a.
Variable cash advance rate: 21.49% p.a.
Interest free days on purchases: Up to 45
Minimum credit limit: $15,000
Minimum income required: $75,000

Get 150,000 bonus Altitude Points^ or up to 120,000 bonus Qantas Points with $4000 spend within 90 days.
(Apply for the Westpac Altitude Black card and spend $4,000 or more on eligible purchases† within 90 days of new card approval and you'll get the initial 90,000 bonus Qantas Points.
Plus, you'll receive an additional 30,000 bonus Qantas Points after making the first eligible purchase† in the second year of your card account being active.)

Plus pay no annual card fee for the first year (currently saving you $250+)

Offer excludes customers who hold/held any Westpac Rewards credit card in the last 12 months.

New cards AND existing Westpac customers only. Offer ends 5th August 2020. T&Cs apply.

Comes with 2 lounge passes - Qantas lounge pass or Priority pass (depending on selected rewards program)

If you are not already an existing customer with Westpac, you'll need to apply for an account first before you can apply for this Promotion.

Great deal if you incorporate it with current Repco and Cashrewards deal. For example, I will be buying 10 litres Castrol Edge $108.75 minus 20% CR minus $20 Westpac deal = $67. Or about $33.50 per 5 litres. Supercheap deal was $35.89 / 5 litres on the other day.

Terms and conditions:
Get $20 cashback when you spend $100 or more with Repco.

Spend $100 or more in 1 transaction on your Westpac Credit Card by either the primary or secondary cardholder. Only 1 cashback offer per merchant, per card and will be paid into your account within approximately 7 days. Offer is valid online only.

Things you should know
Your offer is valid from 11 May 2020 until 24 May 2020

"Cashbacks" are offers for which you receive money or points credited back to your account if you spend a stated amount on specified goods and services. These cashback benefits are on top of any in-store sales, discounts, loyalty benefits and credit card reward points you may receive.
Each Offer is subject to its own terms and conditions (the Offer Terms and Conditions). The Offer Terms and Conditions will set out the participating retailer locations, the minimum spending requirement, the period during which the Offer is available and any other conditions or restrictions that apply to the Offer.
Cashback benefits are personal to you and are not transferable, refundable or able to be redeemed for cash or credit.
Only 1 cashback offer per merchant per cardholder.
To be eligible for the cashback, the qualifying transaction must be made by you or your additional cardholder on a card that is connected to your Westpac credit card account.
You will receive the cashback amount as a statement credit on your card account. This statement credit will normally be paid into your account within 7 business days after the date on which the eligible purchase is processed, but please allow additional days during public holidays or if your card is being replaced.
Eligible Westpac credit cards include most Westpac branded consumer credit cards and the Altitude Business credit card, Westpac BusinessChoice credit cards. American Express® Westpac Altitude Platinum Card, American Express® Westpac Black Card, Westpac Commercial credit cards and Westpac Consumer or Business Debit Cards are not eligible.
Offers are non-transferrable and can only be accepted by either the cardholder who has been sent this offer directly by Westpac (the Primary Cardholder) or by an additional cardholder using a card linked to the Primary Cardholder's account. Cashbacks are not transferrable to the additional cardholder's other Westpac credit card(s).
Your transaction must be made between 12:00AM AEST on the Start date and 11:59PM AEST on the End date. The relevant date for determining eligibility is the date of the transaction as it appears on your monthly card statement.
We can make changes to these terms and conditions at any time. Where we do so we will make the updated terms and conditions available at westpac.com.au/extras.
The Westpac Extras program is subject to the terms and conditions at westpac.com.au/extras. Offers will also be subject to their own terms and conditions.

Targetted offer for westpac credit card holders not debit cards nor commercial cards. just log on and check your offers.
i got these in my email:
Jb hifi
Get $10 cashback when you spend $50 or more.
Start Date: 25/05/20
End Date: 21/06/20
Important offer conditions: Spend $50 or more in 1 transaction on your Westpac Credit Card by either the primary or secondary cardholder. Only 1 cashback offer per merchant, per card and will be paid into your account within approximately 7 days. Offer is valid in-store and online.

Kogan: Get $20 cashback when you spend $100 or more.
Start Date: 25/05/20
End Date: 21/06/20

Grilld:
Get $10 cashback when you spend $50 or more.
Start Date: 25/05/20
End Date: 21/06/20

Myer :
Get $10 cashback when you spend $100 or more.
Start Date: 25/05/20
End Date: 21/06/20

First choice liquor: Get $5 cashback when you spend $50 or more.
Start Date: 25/05/20
End Date: 30/06/20

Hype:Get $15 cashback when you spend $100 or more.
Start Date: 25/05/20
End Date: 07/06/20
I just plan to buy gift cards and hopefully credit cards are linked to cashrewards for instore cashback at some stores.

I recently decided to do a balance transfer from my Westpac credit card to another card. I called them and they said the only offer available to me was the offer they currently had available, which is on their website (6.99% p/a for 12 months using the code REF12). I said I would think about it, so I went looking for a better deal.

Well, an old code from 2018 from OzBargain seemed to work, WAALB, which is 0% interest for 16 months with a 2% balance transfer fee.

Pretty much, you login to your credit card account, go to SERVICE > SERVICES > BALANCE TRANSFER and put the promo code in the promo code field when filling in your details. If you have applied for the covid-19 financial assistance where Westpac gives you 0% interest for 3 months, you will need to call to remove that or wait for that 3 months to finish as Westpac say they won't do a balance transfer if someone has that on their account. For me, the balance transfer worked overnight (though I am still waiting for the money to appear in my either card, it has been taken from the Westpac card).

So, if 6.99% isn't good enough, and I don't think it is when you can get 0%, then give it a try if you are needing to do a balance transfer.

(Note: I have updated the code to include a 24month 0% code mentioned in the comments because it is better, really).

MOD: Westpac stated that the offer is only meant for selected customers, and is no longer working. Marked as expired.

My husband and I both have Westpac Altitude credit cards. Just checked the Rewards & Offers (in the app) and saw these new offers. Looks pretty good, and can stack with 30% off local food fest offers.

Obviously targeted, our offers were also different.
One was spend $20 get $10 back (up to 3 times), other card was spend $30 get $20 back (once only). Check your offers.

Don’t Miss the Cashback$$$$$$$

Westpac Cashback $2000 Refinance rebate per property.

** For new refinance applications received from 23 September 2019 and 31 July 2020, with loan settled by 30 September 2020. Offer current as at 23 September 2019.
Rates From 2.29% Fixed Owner Occupied on 2 years or More.

Eligibility Criteria

• For Owner Occupier (Principal & Interest repayments) and Investment Property loans for refinance purposes
• Available for Flexi First Option Loans and loans under the Premier Advantage Package*. $395 annual package fee applies
• $250,000 minimum loan per property refinanced
• The applicant must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package

Exclusions

Owner Occupier (Interest Only repayment) home loans
• Residential lending originated under family or company trusts
• Switches or internal refinances within the Westpac Group which include Westpac, St. George, Bank of Melbourne, BankSA and RAMS
• Applications received outside of the campaign period
• Non-resident borrowers

PLUS 0.18% Bundle Rebate (available via Celebration Finance Only)
IN ADDITION TO BANK REBATES, CELEBRATION FINANCE GIVES A REBATE OF 0.18% OF LOAN SIZE (NET OF OFFSET AT SETTLEMENT DRAWDOWN and BALANCE OWING) FOR ANY BANK OR PRODUCT,
EG: $400,000 = $720 BUNDLE CASH REBATE
$700,000 = $1260 BUNDLE CASH REBATE
$1,000,000 = $1800 BUNDLE CASH REBATE

*** Total Fees e.g. NSW & VIC incl GST ***
The cost of the mortgage registration fee varies from state to state. Here’s what you can expect to pay:
• ACT: $145 New South Wales: $141.60 Northern Territory: $145 Queensland: $187 South Australia: $163 Victoria: $116.80
• Tasmania: $135.09 to register, $167.48 to discharge
• Western Australia: $171.20

Title search fee $14 to $25 all states.
Legal/settlement fee from incoming lender – Approx. $100-$350
Discharge admin fee from outgoing lender – Approx. $250-$350
Total fees approx. $650 - $800 in most cases.
Let me know if we can help.
We have some of the lowest rates, and can get pricing discounts up to 1.9%.
Our policy is to beat any competitor/broker/lending manager with our rates and rebates, so will do whatever it takes to get the best deal for you.

Gurbinder kler
Celebration Finance.
M: 0414750586
E: info@clebrationfinance.com.au
ACL 337294 ACR 501789

Disclaimer:
The information provided is for general education purposes only and is not intended to constitute specialist or personal advice. This has been provided without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the advice to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy.
Please see Guidelines before coping our content. Privacy Act

Just read about this on a news.com.au article - 3% savings rate is amazing but sadly im too old. Better then I am getting on ING though so thats fairly amazing even if it is only the 1st $30k. I copied the T&Cs below seems legit

3% p.a. variable interest: earn up to 3% p.a. variable interest each month when you meet the criteria for both Westpac Life variable interest and Spend&Save Bonus variable interest. For bonus interest qualification, a month is the period from close of business on the last business day of the prior month to close of business on the last business day of the current month.

1. Westpac Life variable interest: to earn the variable interest, which currently includes a 0.40% standard variable base rate plus a 0.60% p.a. variable bonus rate, you must make a deposit to your Westpac Life account, ensure the account balance is higher at the end than the beginning of the month and keep the account balance above $0. Interest is calculated on the daily balance of your Westpac Life account and paid on the last business day of the month.

2. Spend&Save bonus variable interest: to earn the bonus variable interest, you must make 5 eligible purchases with the debit card linked to your Choice account and have these settled (not pending) within a calendar month. The following transactions are ineligible: ATM transactions, BPAY, EFTPOS cash out
   only transactions and purchases settled to a credit card account. Interest is calculated on the daily balance of your Westpac Life account(s) up to $30,000 and paid by the 20th day of the next month.
   Available to individuals aged 18-29 on new and existing sets of Westpac Life and Choice accounts from 1/07/2020 and may be varied or withdrawn at anytime in accordance with the deposit account terms and conditions. Westpac Choice and Westpac Life sole or joint accounts must be opened in the same customer name(s). Eligible on a maximum of 3 sets of Choice and Westpac Life sole and/or joint accounts.

Apply online by 6th October 2020, deposit $500 and make 5 eligible purchases within 30 days. Under 30? You can also apply in branch. T&Cs apply #

# $50 Offer: Fees and charges apply. Read the terms and conditions available at westpac.com.au before making a decision and consider whether the product is right for you. To be eligible for the $50 offer you must: open a new Westpac Choice account online between 01/07/2020 and 06/10/2020, or in branch if you’re under 30 years old; and deposit $500 and make 5 eligible card purchases within 30 days of account opening. Eligible card purchases are purchases made using your Westpac debit card linked to your Choice account and excludes ATM transactions and EFTPOS cash out only transactions. If eligible you will receive $50 into your Choice account within 45 days of opening. All account holders on the new Choice account must not hold or have held a Westpac transaction account, or received this offer at any time to be eligible. Offer is limited to one eligible account and is not available in conjunction with any other offer. ​

In partnership with our STEM partner, Code Camp, Westpac is offering Victorians impacted by the COVID-19 stage three restrictions free online technology education sessions for the additional week of school holidays.

As part of the offer, 20,000 Code Camp one-hour coding sessions are available to Victorian students from Tuesday 14 July until Friday 17 July. The sessions are designed to help children develop their technology skills and ignite their passion for a career in technology as they learn how to code.

Children will also get the opportunity to create their own online game with awesome features including zombies, unicorns, invisibility cloaks and so much more. The sessions are instructor-led and entirely virtual, ranging from block coding to JavaScript, and are aimed at school children aged 7-12 years old.

Code Camp is a provider of school holiday and after-school programs that teach students how to design, code and build apps. Founded in 2013, Code Camp has helped over 100,000 kids to become digital creators and innovators during their face-to-face programs. Their shift to a digital program during COVID-19 has allowed them to inspire and educate even more Australians, while continuing to grow their business.

Westpac’s State General Manager for Victoria, Mark Melvin, said: “It’s a challenging time for Victorians, especially for parents of school age children in areas with stage three restrictions.

“As a small gesture of support for Victorian parents facing an extra week of school holidays, we’re pleased to offer free coding sessions through Code Camp and help engage young people with technology. Learning to code is a fun way for kids to test their creativity and problem-solving skills,” he said.

Westpac Chief Information Officer, Consumer and Enterprise, Anastasia Cammaroto, said: “Westpac is committed to helping equip children with valuable technology skills through our sponsorship of Code Camp. It’s important that we engage children early in technology to help open up a workforce of the future that embraces the digital revolution,” she said.

For more information and to claim your free session, visit codecamp.com.au/westpac