I thought this is worth posting: especially the high interest rate if you don't make withdrawals for a month
Benefits include:
For every month you put money in without taking any out and maintain a positive account balance, you'll earn bonus interest of 6.30%* pa, plus:
Westpac will give you $50 when you set up a BT Super for Life account, provided that you put at least $50 of your own money in there. They've got some good products (including a very low-fee cash option) and it is very convenient if you already bank with Westpac. The blurb from the site is set out below:
In a first for an Australian bank and created by BT Financial Group, Westpac's superannuation specialist, our new, award-winning BT Super for Life fund lets you see and manage your superannuation on the same screen as your Westpac Online bank account.
And if you open an account with $50 we'll give you $50. (Terms and Conditions apply)
Additionally:
It takes as little as ten minutes to set up your new BT Super for Life account. All you need is your tax file number
Save up to 46% on fees compared to average retail super funds¹
No commissions, no establishment fees, no withdrawal fees
Consolidate existing super funds with our easy rollover service
Select investment strategies based on your life stage.
Open your BT Super for Life account in ten minutes with $50 and we'll give you $50.*
You will need your tax file number to set up an account or for more information call 1300 653 553 or visit BT Super for Life (www.btsuperforlife.com.au) .
Full terms and conditions are here: http://westpac.com.au/internet/publish.nsf/Content/PBISS%20BTSFL%20$50%20cash%20offer%20Terms%20&%20Conditions
Check the website for conditions.
With the 50% off annual fee and 20,000 points bonus freq flyer not that bad of a deal if you are looking for a credit card even for just one year. This basically means you basically earnt a domestic ticket for $125 plus free membership to qantas ff program which costs approx $83
The above is for the top of the range platinum card with highest annual fee, there are lower annual fees with similar offers but lower bonus points. Check http://www.westpac.com.au/internet/publish.nsf/Content/PBCCC...
If you use online banking with westpac you can download a free virus scanner for 12 months.
Westpac Reward Saver
Earn up to 6.20% p.a. interest paid monthly
In addition to the standard variable interest rate of 1.25% p.a., earn 1.55% p.a. for 4 months on accounts opened between 10 May 2010 and 6 June 2010.
Earn 3.40% p.a. variable bonus interest when you make a deposit of at least $50 and no withdrawals each month.
Only available to new Westpac Online Investing customers who open an account. Existing customers are not eligible for the offer. We will rebate to you the first $50 (including GST) of brokerage charged on each contract note for your first 12 online share trades made within 60 days of your account being opened, up to a total value of $600 (including GST).
This offer is for online share trades only. Full brokerage will be shown on the contract note. We will rebate the applicable brokerage to your trading account in the following month. An adjustment note will be emailed to you. This offer is valid until 31 March 2011 unless withdrawn or varied earlier. All qualifying trades must be settled within 60 days of this date.
Ok… Heads up as this is unverified… For New and existing customers, but only if they dont have a transaction account… EDIT: Only available for those WA-based.
I was browsing through my local community newspaper and came across this Westpac ad offering $50 if you open a Westpac Choice Account before 10th November and send through some "Notice of Variation" by the end of November.
I havent been able to find anything on the Westpac website or anywhere else to verify the promotion, but i have linked a scanned copy of the promo from the paper.
THE BAD: The "Choice" account is a transaction account with no monthly fees so long as you deposit $2000 by the end of each month.
THE GOOD: For a potenital loss of ~$1.60 ($2k deposit x 5.75%pa RAMS account interest loss x 5 days back-and-forth money movements - being generous here, but perhaps not), you could get $50, or more likely around the $45 mark as the bonus is paid to the account within 30 days of receiving the N.O.V, so likely requiring a max of two transfers to receive the goods, and of course some rounding coming into my numbers.
T&C as noted in the ad:
"Information is current as at 21 October 2012. 1. Offer only available to new and existing Westpac customers who do not have an existing Westpac personal day-to-day account domiciled in Western Australia. Eligible customers must open a new Westpac Choice account by 10 November 2012 and ensure Westpac receives a completed Notice of Variation by 30 November 2012. Only one $50 incentive per customer. The $50 incentive will be creditied to the customer's Choice account within 30 days of receiving the completed Notice of Variation. This offer is not available in conjunction with any other special offers, negotiated rates or discounts. This offer is subject to change and may be withdrawn at any time. Before making a decision read the terms and conditions available at westpac.com.au"
I thought this is worth posting: especially the high interest rate if you don't make withdrawals for a month
Benefits include:
For every month you put money in without taking any out and maintain a positive account balance, you'll earn bonus interest of 6.30%* pa, plus:
Westpac will give you $50 when you set up a BT Super for Life account, provided that you put at least $50 of your own money in there. They've got some good products (including a very low-fee cash option) and it is very convenient if you already bank with Westpac. The blurb from the site is set out below:
In a first for an Australian bank and created by BT Financial Group, Westpac's superannuation specialist, our new, award-winning BT Super for Life fund lets you see and manage your superannuation on the same screen as your Westpac Online bank account.
And if you open an account with $50 we'll give you $50. (Terms and Conditions apply)
Additionally:
It takes as little as ten minutes to set up your new BT Super for Life account. All you need is your tax file number
Save up to 46% on fees compared to average retail super funds¹
No commissions, no establishment fees, no withdrawal fees
Consolidate existing super funds with our easy rollover service
Select investment strategies based on your life stage.
Open your BT Super for Life account in ten minutes with $50 and we'll give you $50.*
You will need your tax file number to set up an account or for more information call 1300 653 553 or visit BT Super for Life (www.btsuperforlife.com.au) .
Full terms and conditions are here: http://westpac.com.au/internet/publish.nsf/Content/PBISS%20BTSFL%20$50%20cash%20offer%20Terms%20&%20Conditions
With the 50% off annual fee and 20,000 points bonus freq flyer not that bad of a deal if you are looking for a credit card even for just one year. This basically means you basically earnt a domestic ticket for $125 plus free membership to qantas ff program which costs approx $83
The above is for the top of the range platinum card with highest annual fee, there are lower annual fees with similar offers but lower bonus points. Check http://www.westpac.com.au/internet/publish.nsf/Content/PBCCC...
If you use online banking with westpac you can download a free virus scanner for 12 months.
Westpac Reward Saver
Earn up to 6.20% p.a. interest paid monthly
In addition to the standard variable interest rate of 1.25% p.a., earn 1.55% p.a. for 4 months on accounts opened between 10 May 2010 and 6 June 2010.
Earn 3.40% p.a. variable bonus interest when you make a deposit of at least $50 and no withdrawals each month.
Only available to new Westpac Online Investing customers who open an account. Existing customers are not eligible for the offer. We will rebate to you the first $50 (including GST) of brokerage charged on each contract note for your first 12 online share trades made within 60 days of your account being opened, up to a total value of $600 (including GST).
This offer is for online share trades only. Full brokerage will be shown on the contract note. We will rebate the applicable brokerage to your trading account in the following month. An adjustment note will be emailed to you. This offer is valid until 31 March 2011 unless withdrawn or varied earlier. All qualifying trades must be settled within 60 days of this date.
Ok… Heads up as this is unverified… For New and existing customers, but only if they dont have a transaction account… EDIT: Only available for those WA-based.
I was browsing through my local community newspaper and came across this Westpac ad offering $50 if you open a Westpac Choice Account before 10th November and send through some "Notice of Variation" by the end of November.
I havent been able to find anything on the Westpac website or anywhere else to verify the promotion, but i have linked a scanned copy of the promo from the paper.
THE BAD: The "Choice" account is a transaction account with no monthly fees so long as you deposit $2000 by the end of each month.
THE GOOD: For a potenital loss of ~$1.60 ($2k deposit x 5.75%pa RAMS account interest loss x 5 days back-and-forth money movements - being generous here, but perhaps not), you could get $50, or more likely around the $45 mark as the bonus is paid to the account within 30 days of receiving the N.O.V, so likely requiring a max of two transfers to receive the goods, and of course some rounding coming into my numbers.
T&C as noted in the ad:
"Information is current as at 21 October 2012. 1. Offer only available to new and existing Westpac customers who do not have an existing Westpac personal day-to-day account domiciled in Western Australia. Eligible customers must open a new Westpac Choice account by 10 November 2012 and ensure Westpac receives a completed Notice of Variation by 30 November 2012. Only one $50 incentive per customer. The $50 incentive will be creditied to the customer's Choice account within 30 days of receiving the completed Notice of Variation. This offer is not available in conjunction with any other special offers, negotiated rates or discounts. This offer is subject to change and may be withdrawn at any time. Before making a decision read the terms and conditions available at westpac.com.au"
Stumbled across this deal if anybody is looking to upgrade and buy outright.
**Anyone interested in this deal should check out this offer too if you havent already have a Westpac credit card here Thanks jlogic
Details below:
To tap and pay for everyday purchases you might need to upgrade your phone. Westpac can help. Here’s how:
Visit any Australian retail store before 14th October 2014
Spend between $500 and $2,000 on up to 2 new Samsung Galaxy S5, S4 or Note 3 smartphones
Use your existing Westpac Credit Card (or apply for a new Westpac Credit Card beforehand here)
Call us on 1300 651 089 (7 days a week, between 8am and 8pm) within 15 business days of your purchase quoting the handset serial number
Enjoy 0% interest on that purchase for 24 months.
Things you should know:
*Offer applies to purchases of Samsung Galaxy S5, S4 or Note 3 (N9005 model) smartphones only. Fees, charges and credit criteria apply. Terms and conditions available on request. Offer valid on purchases from 14 July to 14 October 2014. Limit of 2 smartphones with offer per credit card account.
To have the promotional rate applied, you must contact Westpac on 1300 651 089 within 15 business days of the date of the purchase and quote the handset serial number located on the phone and packaging. The rate will then take up to 10 business days to apply to the purchase amount. Any interest accrued on the phone purchase amount from the transaction date until the date the rate is applied will be refunded. The mobile phone must be purchased outright and not be included in a contract with a telecommunication carrier. The Samsung Galaxy S5, S4 or Note 3 (N9005 model) cannot be purchased from any online bidding or auction websites (including ebay.com.au)
With Velocity Frequent Flyer, you have the flexibility to turn your existing credit and charge card reward points into Velocity Points.
Transfer your credit or charge card points to your Velocity Account between 1 and 30 November 2014, and receive 15% bonus Velocity Points.
Participating Banks/Credit card rewards programs:
ANZ
ANZ Business One Visa
Amex Membership Rewards
Westpac
St George
Bank of Melbourne
Bank SA
Westpac just waived annual fees for the first year on all their credit cards. - for in branch applications only.
Offer expires Friday 17th April.
Altitude reward cards have bonus points on them as well and interest free periods.
Altitude rewards can be linked to either the Altitude rewards or Qantas rewards.
Altitude Classic
$100
$0 first year
·0% interest pa on purchases for 6 months
·10,000 Bonus Points
Limit $1000
Altitude Platinum
$150
$0 first year
·0% interest pa on purchases for 6 months
·30,000 Bonus Points
Limit $6000
Altitude Black
$395
$0 first year
·0% interest pa on purchases for 6 months
·60,000 Bonus Points
Limit $15000
Very exciting offer!
It is that time of year again, we have all over spent at Christmas and now looking for ways to avoid shitty interest rate charges.
As usual the Westpac Altitude has the best deal available. Highlights include:
Of course, I wouldn't just bring you one deal… So if you need options, consider the following too:
| Provider | Card | BT Term | BT Fee | Annual Fee | Ttl fee for $10k | Apply by | Link |
|---|---|---|---|---|---|---|---|
| Bank of Melb | Low rate Vertigo | 18mths | 0% | $0 then $55pa | $55 | 12 JAN | BankofMelb |
| Bank of SA | Low rate Vertigo | 18mths | 0% | $0 then $55pa | $55 | 12 JAN | BankofSA |
| Westpac | Platinum | 16mths | 0% | $0 then $90pa | $90 | 17 JAN | westpac |
| St George | Platinum | 20mths | 0% | $90ish | $90ish | 12 JAN | St George |
| NAB | Premium | 15mths | 0% | $90 | $180 | 14 FEB | NAB |
| Bank of QLD | Platinum | 16mths | 0% | $0 then $199pa | $199 | 29 FEB | OzBargain |
| ANZ | First | 16mths | 2% | $30 | $260 | No date | ANZ |
| Westpac | Altitude Platinum | 24mths | 0% | $150pa | $300 | 17 JAN | westpac |
| Citibank | Rewards Platinum | 24mths | 1.5% | $199 | $548 | 8 JAN | Citibank |
Should be enough to get you going. If you have any others > 12mths (not including amex or Woolworths) let me know and I'll be happy to add it to the table.
As always remember if you do take a BT offer, DO NOT USE THE CARD! Lock it in a drawer. Any use will cost you a significant amount.
Bonus points on Altitude Platinum card
Earn 40,000 bonus Qantas or Altitude Points with a new Altitude Platinum card when you spend $1,000 on eligible purchases within 90 days from card approval. Offer ends 29 February 2016.
The $150 annual fee is free for the first year for existing Westpac Customers, when you apply online.
Points will come through within 12 weeks of eligible spend criteria being met.
*Existing Westpac, St George, Bank of Melbourne and BankSA customers currently holding a credit card or have closed a credit card within the previous twelve months from card activation are not eligible for this offer
Students – sign up for your new Westpac Choice account by 31st March and enjoy 50% off your daily hot drink until 17th June with Hey You.
