• 40,000 bonus Qantas or Altitude points on a new Altitude Platinum credit card (1k spend in 90 days)
• Offer ends 6 July 2016.
• 0.00% p.a. for 14 months on balance transfers requested at card application. Rate then switches to standard variable purchase rate
• $0 annual fee in the first year for existing Westpac customers who apply via westpac.com.au and click on the Westpac customers 'Apply now’ button. New cards only. Offer ends 6 July 2016. See 'Things you should know' section below for this promotion's terms and conditions.

• Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible for this offer.

• If you choose Altitude Rewards:

  2 Altitude Points - Altitude Platinum American Express® Card
  1 Altitude Point - Altitude Platinum Visa Card
  For each statement cycle a points cap of 7,500 Altitude Points applies when using either or both cards. Bonus points do not count towards the points cap.

• If you choose Altitude Qantas:

  1 Qantas Point - Altitude Platinum American Express® Card
  0.5 Qantas Points - Altitude Platinum Visa Card
  For each statement cycle a points cap of 3,750 Qantas Points applies when using either or both cards. Bonus points do not count towards the points cap.

• Complimentary insurance cover.

• Up to 45 days interest free on purchases when you pay the closing balance (including any promotional balance transfer amount) in full by the due date shown on your statement
• Minimum card limit $6,000
• Recommended income to apply $30,000.

Update "Existing Westpac, St George, Bank of Melbourne and BankSA customers currently holding a credit card or have closed a credit card within the previous twelve months from card activation are not eligible for this offer." i.e. 40k bonus points

Same deal as this

For an extra free coffee:

1. Install the app and use a referral code. When you use referral code the referrer and referee will get one free coffee.
2. Once above is utilised, add your Westpac card and you will get 5$ Hey You credit.

Applicable at Participating stores only..

My referral code is MWXNDDRP

From Sunday 12th June to Wednesday 31st August 2016 WestpacBank are offering a new Refinance Cashback of $1,250 to customers who refinance their Home Loan or Investment Home Loan to Westpac (new loans only)

This is an extension of their previous $1,250 refinance offer.

All applications must be conditionally approved by Wednesday 31st August 2016 and settle before Monday 31st October 2016.

The rebate will be automatically deposited in to your Westpac loan account within 2 months of settlement.

Please note:
► This offer is not available in conjunction with the Flexi First or any other special discount offers.
► Customers may take advantage of our pricing discretions in conjunction with the rebate offer.
► Only 1 rebate is available per new property refinance from another lender.
► Property refinances encompass an entire transaction with the bank, which may include multiple loan accounts, applications and/or properties which are involved in the one transaction. If there are multiple new property refinances, multiple refinance rebates would apply.
► Cannot be used in conjunction with any other special rebates.
► Rebate not applicable for residential lending originated under family or company trust.
► Rebate not available to Non-Resident borrowers.

NB: Perth based mortgage broker here, happy to assist with your refinance (free of charge) Australia wide or you can go direct to Westpac for this offer.

For discounted pricing requests please send me a PM or an email to toby@capefinance.com.au and I can request an interest rate on your behalf.

Westpac are also offering a great variable intro rate special

The Flexi First Option is a two year introduction variable rate home loan of 3.75% for owner occupiers and 4.24% for investors. As part of the offer the $600 application fee is also waived.

The rebate is not available on the Flexi First Option.

Authorised credit representative 478455 of Connective Credit Services Pty Ltd Australian Credit Licence Number 389328.

Here's how you can earn back 1.5% of all your spending this year in the form of Woolworths gift cards!

For anyone who is an existing Westpac customer, you can now get the Altitude Black Rewards Credit Card for free - $0 annual fee in your first year so just cancel it before you reach your second year!

You get two cards with this - one Mastercard and American Express. The best thing about these cards are the rewards points on every purchase. The points can then be redeemed for Woolworths vouchers.

Here's the breakdown of the points:

1.25 points - Altitude Black World MasterCard® (Australian Merchants
3 points - Altitude Black World MasterCard® (Overseas Merchants)
3 points - Altitude Black American Express Card (Australian Merchants and Overseas Merchants)

They have a range of items you can redeem the points for but I'm sure OzBargainers would rather get cash back so just redeem them for grocery vouchers!

As an example: (https://altituderewards.com.au/public/redeem_product.aspx?de...)
4,000 points ($1,333 spent on American Express card) = $20 voucher
19,800 points ($6,600 spent on American Express card) = $100 voucher

If you calculate the saving, that's cutting 1.5% off EVERYTHING that you spend. Of course, make sure you pay your credit card bills before the due date to avoid the interest!

It's ridiculous how much you can save in just one year. Let's say your household spends (rent, food, bills, entertainment) around $4,000 per month. Over one year, you spend $48,000.
Convert that all into points and then vouchers, and that's 7 x $100 = $700 worth of Woolworths vouchers for the next year!

Mod Edit: Removed "$700+ cashback/1.5% off" from title - spending varies between each individual and points are used to redeem vouchers (NOT cash).

Saw this deal on another forum. A nice signup bonus. Westpac black deal looks better than the CBA diamond deal.

$2500 spend must be completed in 90 days

If you aren't a customer, you could just open an savings account beforehand.

Some benefits and earn rates:

Altitude:
1 KrisFlyer on Amex, 0.5 on MasterCard (Rewards)
1 QF points on Amex, 0.5 on MasterCard (Qantas)

Altitude Platinum:
Same earn rates as regular
Travel Insurance on $500 pre travel spend

Altitude Black:
1.5 KrisFlyer on Amex, 0.625 on MasterCard (Rewards)
1.5 QF points on Amex, 0.625 on MasterCard (Qantas)
Improved insurance
2 passes to Amex Sydney lounge
2 Qantas club or priority pass lounge passes

Westpac is paying every 4th ride on Uber (up to $25 each, $300 in total) until the end of the year. Both debit and credit cards are included.

For debit cards: http://westpac.com.au/uberdebit

For credit cards:
http://info.westpac.com.au/uber20/?wbc-vnty=westpac.com.au%2...

This promotion showed up in online banking. I'm not sure if it's available to all existing customers. I have made a successful balance transfer over the phone by quoting the promo code.

Things you should know:

All Other criteria, conditions, fees and charges applicable to your account are unchanged. The promotional balance transfer rate is available when you request to transfer balance(s) from up to two non-Westpac Australian issued credit, change or store cards. Westpac Group employees are not eligible for this offer. You must quote or enter the promotional code when you request each balance transfer rate to apply. The promotional balance transfer rate may not be available in conjunction with any other promotion. The promotional balance transfer rate will apply to any balance(s) transferred for the promotional balance transfer period, unless the amount is paid offer earlier. The variable cash advance rate will apply to balance(s) transferred but left unpaid after the end of the promotional balance transfer period. Balance transfer amount(s) must be a minimum of $200. On the date of the balance transfer is debited to your Westpac card account, if your requested transfer amount will exceed 95% of your available credit limit, we will transfer only the amount that will cause your balance to equal 95% of that credit limit. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(S) and will not close your other card account(s). The variable cash advance rate applies to balance transfers requested at any other time. Westpac can refuse any application for a balance transfer. Please note that you will not get the benefit of any interest-free days on purchases unless you pay the closing balance in full (including any balance transfer or any other promotional amount) by the statement due date each month.

Saw this deal on http://www.pointhacks.com.au/credit-cards/westpac-altitude-b...
If you aren't a customer, or haven't held this card in the past 12 months you should be good to go.
Min spend required: $5000
The bonus points promotion is available to the first 5,000 customers who apply and are approved for a new Westpac Altitude Black card between 17 October 2016 and 5 January 2017

Some benefits and earn rates:

Altitude:
1 KrisFlyer on Amex, 0.5 on MasterCard (Rewards)
1 QF points on Amex, 0.5 on MasterCard (Qantas)

Altitude Black:
1.5 KrisFlyer on Amex, 0.625 on MasterCard (Rewards)
1.5 QF points on Amex, 0.625 on MasterCard (Qantas)

Lounge Access
2 passes to Amex Sydney lounge
2 Qantas club or priority pass lounge passes

Up to 45 days interest free on purchases when you pay the closing balance (including balance transfer amount) by the statement due date

20.74% p.a. variable rate on cash advances

Annual fee currently $395 applies

Minimum credit limit $15,000

Minimum income to apply $75,000 p.a.

Note: long time lurker, first time poster, please let me know if anything needs editing? :D

For loan balances of $150,000 or above.

3.89% FIXED RATE FOR 2 YEARS WITH INTEREST ONLY REPAYMENTS

3.99% FIXED RATE FOR 5 YEARS WITH INTEREST ONLY REPAYMENTS

FIRST YEAR ANNUAL FEE REFUNDED ($395)

WESTPAC BROKER

No application
No establishment fee
No valuation fee
No legal fees
Discharge Fee: $350

Loan Features:

Split loan available
Loan Portability
Extra repayments up to a total of $30,000 on new loans. (Repayment Holidays available)
Free redraw
P&I or IO Options acceptable
Rate lock available (0.10% fee lasts 90 days)
Construction loan available ($300 fee covers all)
Low doc Fixed options are available with different rates.

ACCEPTABLE LOAN PURPOSES:

Purchase
Refinance
Construction
Equity Release

The loan application is subject to the lenders policy, terms and conditions apply.

Credit Representative Number 491934 & 456296 authorised under ACL 384704.

Contact: Solution Home Loans, info@solutionhomeloans.com.au or 0466 889 369.

Westpac currrently have a great offer on their 55 day credit card if you're looking for a balance transfer.

0% p.a. for 16 months on balance transfers requested at card application. No balance transfer fees and up to 95% of your approved limit.
1.00% p.a. on purchases for up to 1 year from card approval.
$0 annual fee in the first year / $30 in second year

Example: $10000 on this card against a 4.2% (home loan offset account) for 16 months works out to be about $500 in savings on interest.
They also seemed to be very generous with their limit. I got a 15k limit while my previous application with another big four bank only offered me 3k.

Rehashing a previous post(showing expired) OP @pointsforlife and now etended to 5th Jan 2017 (thanks @jubbing )

Details @ PointsHack

$395 annual fee
$5,000 minimum spend in 90 days required to earn bonus
Bonus points offer not available with switches, upgrades, customers accessing employee benefits or packages
Offer ends: 5th January 2017

Card Details
Card Westpac Altitude Black &
Westpac Altitude Qantas Black American Express/Mastercard
Loyalty program Qantas Frequent Flyer or Westpac Altitude Rewards
Points earned from spend 1.5 Qantas Points or 3 Altitude Points for every $ spent on the American Express
0.625 Qantas Points or 1.25 Altitude Points for every $ spent on the MasterCard
1.5 Qantas Points or 3 Altitude Points for every $ spent overseas on the MasterCard
Travel benefits Per year: 2 x Qantas Club or Priority Pass invitations
World MasterCard benefits
Starwood Preferred Guest Gold status after one paid stay
Minimum income $75,000 p.a.
Included insurances Extended Warranty & International Travel Insurance (PDS)
Overseas transaction fee Visa/MasterCard: 3.0% of the converted amount
American Express: 3.5% of the converted amount
Annual fee $395

MODS Please un-expire the original post by @points4life if easier

Get a one-year Student or Youth card on us (saving you $30).

Open a new Westpac Choice account to get a one-year International Student Identity Card (ISIC) if you’re a full time student or a International Youth Travel Card (IYTC) if you’re not a full time student, but under 31 years of age.

The cards give you access to a world of discounts on flights, hostels, restaurants, museums and more in over 133 countries. Conditions apply^

On our 200th anniversary, every Australian child born in 2017 is eligible for $200 in a Westpac Bump Savings account.

To celebrate our 200th anniversary, if your parents open a Westpac Bump Savings account in your name, we’ll deposit $200 into it – which you can withdraw when you’re 16. In an effort to help ensure the next generation enjoys the same quality of life we do, our Bump Savings account's a good start. Because you may not be with us yet, but we’re proud supporters of you from day one.

The Bump Savings account is available to open from 8 April 2017, so express your interest now.

No Monthly Account Fee
Zero Monthly Service Fee, other fees may apply.

$200 is just the beginning.

By building on an initial $200 deposit at birth with a $20 contribution every week, you'll potentially save approximately $19,000 by the time they turn 16.

For example:
$200 starting point + You put away $20 each week = $19,000 at 1.5%p.a. interest* on their 16th birthday.

To receive the $200 deposit into their Bump Savings account, your child must:

• Be born in 2017.
• Have a permanent Australian residential address.
• Have the Bump Savings account opened in their name by a parent or legal guardian, with their ID verified by 31 May 2018.
• If your child isn’t eligible for the $200 deposit, they can still open the Bump Savings account once it’s available.

Westpac is excited to confirm the return of this popular charitable event: A Night at the Adelaide Zoo

Tickets Only $35 per family (2 Adults & 3 Children)

Pick a date: 5th or 17th of January 2017 (5.30pm – 8.00pm)

There will be Face Painting, special Animal Feeds and Keeper Talks, a Colour in Competition and interactive animal session the kids will love.
Funds raised will support the Westpac Foundation and Westpac 1 Rescue Helicopter!

Additional adult $10
Additional child $5

Save on thousands of share-worthy travel experiences with a free one-year International Student Identity Card (ISIC) or International Youth Travel Card (IYTC) thanks to Westpac, when you open a new everyday Choice account.

With your one-year Westpac Student or Youth card you will get access to a world of discounts on flights, hostels, restaurants, museums and more in over 133 countries. Plus you could get there sooner with the following exclusive STA Travel discounts:

 Additional 11% off hotels booked via STA Travel
 Additional $20 off long haul flights booked with STA Travel
 Additional $100 off any tour over $1,000 booked with STA Travel

If you already have a Student or Youth card, you will get a $30 STA Travel voucher instead which is valid for 12 months to put towards your next big trip.

Note only available to full time students or persons under 31 years old.

Terms and Conditions:
New Westpac Choice customers only. Offer available for full-time students, or customers aged 31 years and under. This offer is only valid for 90 days from the date your Westpac Choice account is opened and you are required to have your ID verified before claiming this offer. This offer is only valid for the first year ISIC membership valued at $30. The STA Travel voucher is valid for 12 months and can be used at any local STA Travel store and not online.

Saw this deal on another forum. A nice signup bonus. Westpac black deal looks better than the CBA diamond deal.

$2500 spend must be completed in 90 days

If you aren't a customer, you could just open an savings account beforehand.

Some benefits and earn rates:

Altitude:
1 KrisFlyer on Amex, 0.5 on MasterCard (Rewards)
1 QF points on Amex, 0.5 on MasterCard (Qantas)

Altitude Platinum:
Same earn rates as regular
Travel Insurance on $500 pre travel spend

Altitude Black:
1.5 KrisFlyer on Amex, 0.625 on MasterCard (Rewards)
1.5 QF points on Amex, 0.625 on MasterCard (Qantas)
Improved insurance
2 passes to Amex Sydney lounge
2 Qantas club or priority pass lounge passes

As tittle and from website:

(up to $20 value), until 30 September 2017 when you pay using your Westpac Altitude Credit Card. This is up to the total value of $300 for all rides claimed in the offer period.

I mean this is as good as 300 dollars back, also can get Qantas Altitude Points.

People post other uber deals, so i thought why not

Enjoy

Westpac 55 Day VIsa card.

similar to the December offer;
0% p.a. for 12 months on balance transfers requested at card application. Calculate how much you could save
0% p.a. on purchases for up to 6 months from card approval
$0 annual fee in the first year. then $30. $0 annual fee in subsequent years when you spend $5,000 or more on purchases in each 12 months from the date of the first transaction on your account.

Special promotion Receive 80000 bonus Aquire Points after the first purchase on a new BusinessChoice Rewards card facility opened before 31st May 2017.

Earn 1 Aquire Point for every $1.50 you spend on eligible business purchases on your new business credit card.
$0 joining fee to the Aquire business rewards membership program from Qantas for new Westpac BusinessChoice Rewards cardholders – a saving of $89.50.
The Aquire Points your business earns can be converted to Qantas Points at a rate of 1:1 to any Qantas Frequent Flyer account.
Up to 45 days interest free on purchases when you pay off your closing balance in full by the due date shown on your statement each month.
Individual card credit limits from $1,000 on up to 10 cards for each account to keep track of each card's activities.
A range of complimentary insurances.
Easy tax reporting – export your transactions into MYOB and BAS with ease. Read the terms and conditions before deciding.
Contactless technology – fast and convenient payment option for purchases under $100. Simply hold your contactless card against the terminal wherever you see the contactless symbol or your card logo. No need to enter a PIN.
Secure transactions – enjoy the peace of mind that comes with the Westpac Added Online Security service.

Note card has a $150 annual fee but you may be successful in getting it waived for the first year if you ask politely or try to combine it with one if their business packages. Has anyone tried combining it with "Special Offer - Business One Low Save up to $120 by having the Monthly Plan Fee waived for the first year when you open a new Business One - Low Plan account by 28 Feb 2017." and getting their business credit card annual fee waived please let us know? note you need an ABN to apply.

Not a bad offer as there isn't often promotions for a business credit card. The other comparable current offer is the nab business platinum rewards card which has the annual fee waived in the first year but you need to spend 15k within 90 days to get the bonus 80k nab reward points ref http://www.nab.com.au/business/business-cards/nab-rewards-bu... However the westpac choices rewards card you get the 80k bonus points with any purchase amount. Note also i think you earn points if you pay the ATO with it but not on the NAB business card.

Open a new Westpac Choice account to get a one-year Student or Youth on us. The cards, powered by the International Student Identity Card Australia (ISIC), give you access to a world of discounts, including:

• Up to 40% off international airfares at STA Travel
• Discounts at top attractions in Australia and abroad.
• Over 42,000 discounts in over 133 countries

Plus with your new one-year Westpac Student you could get there sooner with the following additional exclusive discounts from STA Travel:

• Additional 11% off hotels booked with STA Travel
• Additional $20 off long haul flights booked with STA Travel
• Additional $100 off any tour over $1,000 booked with STA Travel

Already have an Student or Youth Card?

• If you already have an ISIC Student or Youth card, we’ll give you a $30 STA Travel voucher instead which is valid for 12 months to put towards your next big trip.

How to claim your complimentary card or STA Voucher?

• Open a new Westpac Choice account online in 3 minutes, and once we’ve verified your ID we’ll email you information about how to claim your new card or STA voucher.

Eligibility:

• For Persons under 31 or full-time students who open new Westpac Choice accounts

Disclaimer:

*^New Westpac Choice customers only. Offer available for full time students, or customers aged 31 years and under. This offer is valid for 90 days from the date your new Westpac Choice account is opened and you are required to have your ID verified before claiming this offer. This offer only provides you the first year ISIC membership valued at $30. The STA Travel voucher is valid for 12 months from the date of issue and can be used at any local STA Travel store and not online.